How does the Marriott Bonvoy Boundless annual free night work?

Each account anniversary year, you receive one free night certificate valid at Marriott Bonvoy properties with redemption rates of up to 35,000 points per night. You can add up to 15,000 additional points from your own Bonvoy balance to redeem at properties up to 50,000 points. The certificate is issued after your anniversary date and typically expires 12 months from issuance.

What Silver Elite status benefits come with the Marriott Bonvoy Boundless?

Automatic Silver Elite status provides a 10% bonus on base points earned during eligible stays, priority late checkout (subject to availability), and dedicated Silver Elite Member reservations. The Boundless also awards 15 Elite Night Credits per year, which count toward status qualification and can help bridge toward Gold Elite (25 nights) or higher.

What is the 3x grocery, gas, and restaurant cap on Marriott Bonvoy Boundless?

The 3x earning on grocery stores, gas stations, and restaurants is combined in a single annual cap of $6,000 in purchases per year. After $6,000 combined across these three categories, purchases earn the base rate of 2x. This cap applies per account year and resets annually.

How do I reach Gold Elite status with the Marriott Bonvoy Boundless?

Gold Elite in Marriott Bonvoy requires 25 qualifying nights per year. The Boundless awards 15 Elite Night Credits annually, reducing the nights needed from stays to 10. Spending $35,000 on the card in a calendar year also earns Gold Elite status directly, regardless of nights stayed.

Can Marriott Bonvoy points be transferred to airline miles?

Yes. Marriott Bonvoy has airline transfer partnerships. Every 60,000 Bonvoy points transfer to most airline partners yields 25,000 airline miles (a roughly 2.33:1 conversion, with a 5,000-mile bonus included at the 60,000-point level). Transfer rates and available airlines vary. Airline transfers from Bonvoy are generally considered lower-value than direct hotel redemptions.

Chase Marriott Bonvoy Boundless Benefits and Rewards Guide

Chase · Marriott · Annual fee $95

Chase Marriott Bonvoy Boundless

Last updated: June 19, 2026. Verify current terms, free night certificate redemption rules, and Bonvoy category points with Chase and Marriott before applying.

Core earning rates

6xMarriott Bonvoy points at Marriott hotels worldwide.
3xGrocery stores, gas stations, and restaurants — combined cap of $6,000 per year. After $6,000, earn 2x.
2xAll other purchases (and grocery/gas/restaurant purchases above the $6,000 combined cap).

Card snapshot

Rewards currencyMarriott Bonvoy points

Primary categories6x Marriott hotels; 3x grocery/gas/restaurants (up to $6k/year); 2x everything else

Certificate structureAnnual free night up to 35,000 points; can top-up with 15,000 own points

Elite statusAutomatic Silver Elite; Gold Elite at $35k spend; 15 Elite Night Credits/year

Annual free night certificate

Certificate value

Each account anniversary year, you receive one free night certificate valid at Marriott Bonvoy properties with redemption rates of up to 35,000 points per night. Marriott has a wide range of properties at or below this level — including Courtyard, Fairfield, Aloft, AC Hotels, and select Westin and Sheraton locations in moderate markets.

Topping up

You can add up to 15,000 of your own Bonvoy points to a free night certificate, enabling access to properties up to 50,000 points per night. This is particularly useful for slightly higher-category properties in premium destinations. The top-up must be applied at time of redemption.

Certificate expiration

Free night certificates are typically issued within approximately 8 weeks of your account anniversary and expire 12 months from issuance. Plan to use the certificate before it expires; expired certificates are not reinstated by Chase or Marriott.

Elite status and night credits

Status How to earn Key benefits

Silver Elite (automatic) Automatic with active card. 10% bonus on base Bonvoy points during eligible stays; priority late checkout (subject to availability); Silver Elite reservation line.

Gold Elite Spend $35,000 on the card in a calendar year OR earn 25 qualifying nights from stays (card provides 15 night credits, so 10 nights from stays needed). 25% bonus on base points; room upgrade at check-in (subject to availability); 2pm late checkout (subject to availability); welcome gift in certain markets.

15 Elite Night Credits (annual) Awarded each calendar year from holding the card. Count toward status qualification. Reduces nights-from-stays needed for Gold from 25 to 10, for Platinum from 50 to 35.

Protections and coverage

Benefit What it may cover Key limits

Baggage Delay Insurance May reimburse essential purchases when checked baggage is delayed more than 6 hours. Up to $100 per day for up to 5 days.

Lost Luggage Reimbursement May reimburse costs when checked or carry-on luggage is lost or damaged by the carrier. Up to $3,000 per passenger per trip.

Trip Delay Reimbursement May reimburse reasonable expenses when a covered trip is delayed more than 12 hours or requires an overnight stay. Up to $500 per ticket. Maximum 2 claims per 12-month period.

Purchase Protection May cover eligible purchases against accidental damage or theft for a limited period. Up to $500 per claim, up to $50,000 per account. 120 days from purchase.

No Foreign Transaction Fees Purchases outside the United States do not incur Chase foreign transaction fees. Applies per card terms.

This card is a fit if…

You stay at Marriott Bonvoy properties frequently and want to earn points directly on stays while maintaining automatic Silver Elite status.
The annual free night certificate (up to 35,000 points, top-uppable to 50,000) covers properties you'd actually stay at — making the $95 fee straightforward to justify.
Your everyday spending in grocery stores, gas stations, or restaurants is significant enough for the 3x (up to $6,000/year) to add meaningful earning.
You're within reach of Gold Elite by combining the 15 night credits from the card with actual stays.

FAQ

Marriott Bonvoy Boundless questions.

How does the annual free night certificate work?

Each anniversary year, you receive one free night certificate valid at Marriott Bonvoy properties up to 35,000 points per night. You can add up to 15,000 of your own Bonvoy points to top up to a 50,000-point property. Certificates typically expire 12 months from issuance.

What Silver Elite status benefits does the card provide?

Automatic Silver Elite includes a 10% bonus on base Bonvoy points during eligible stays, priority late checkout (subject to availability), and a Silver Elite reservation line. The card also awards 15 Elite Night Credits per year toward higher status qualification.

What is the 3x grocery, gas, and restaurant cap?

The 3x rate applies to up to $6,000 combined across grocery stores, gas stations, and restaurants per year. After $6,000, those purchases earn 2x. The cap resets annually.

How do I reach Gold Elite status?

Gold Elite requires 25 qualifying nights per year. The card provides 15 Elite Night Credits annually, reducing the nights from stays to 10. Alternatively, spending $35,000 on the card in a calendar year earns Gold Elite directly.

Can Marriott Bonvoy points transfer to airline miles?

Yes, but at an unfavorable ratio — 60,000 Bonvoy points convert to approximately 25,000 airline miles at most partners (with a 5,000-mile bonus included). Hotel redemptions generally offer better value than airline transfers from Bonvoy. Verify current airline partners and ratios on Marriott's website.

Related guides

More hotel and airline card guides.

Sources

Marriott Bonvoy Boundless card benefits guide.