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American Express

Delta SkyMiles Platinum American Express Card rewards and benefits guide.

A mid-tier Delta co-branded card with higher earning rates on Delta and hotels, an annual domestic companion certificate, a Global Entry or TSA PreCheck fee credit, and a $2,500 MQD Headstart toward Medallion status — at a $350 annual fee.

American Express

Delta SkyMiles Platinum

Last updated: June 20, 2026. Verify current terms with American Express and Delta before applying.

Core multipliers

  • 3xDelta purchases, including Delta flights and eligible Delta spending.
  • 3xHotels.
  • 2xRestaurants worldwide, including takeout and delivery in the U.S.
  • 2xU.S. supermarkets.
  • 1xAll other eligible purchases.

Card snapshot

Annual fee$350
Rewards currencyDelta SkyMiles (not Membership Rewards)
Primary categoriesDelta purchases, hotels, restaurants worldwide, U.S. supermarkets
Companion certificateAnnual domestic round-trip economy (taxes and fees apply)
Lounge accessNone
Foreign transaction feesNone

What the card is built around

The Delta SkyMiles Platinum American Express Card is the mid-tier Delta co-brand. It adds a 3x earning rate on Delta and hotel purchases relative to the Gold, an annual domestic companion certificate, and a Global Entry or TSA PreCheck credit. The companion certificate is the most prominent benefit: if used for a round-trip domestic flight, it can deliver several hundred dollars in travel value — enough to offset the $350 annual fee for many Delta flyers who travel with a companion at least once per year.

Like all Delta co-branded cards, this card earns Delta SkyMiles — not Membership Rewards points. SkyMiles are redeemed for Delta flights, upgrades, and Delta Vacations packages and do not transfer to other airline programs.

Earning category details

3x
Delta purchases

Earn 3 SkyMiles per dollar on eligible Delta purchases, including Delta flights. This is the highest earn rate on the card and the strongest category for Delta-loyal travelers.

3x
Hotels

The 3x hotel category covers hotel purchases. Verify eligible hotel purchase types and any booking path requirements with American Express — portal bookings and direct bookings may differ in eligibility.

2x
Restaurants worldwide

The restaurant category is global, including takeout and delivery in the U.S. where the merchant codes as a restaurant. Merchant category coding determines eligibility.

2x
U.S. supermarkets

Earn 2 SkyMiles per dollar at U.S. supermarkets. Warehouse clubs, superstores, and specialty merchants may not code as supermarkets — verify with American Express.

Travel and card benefits

Benefit Structure Practical read
Annual domestic companion certificate One companion certificate each year after card anniversary, valid for domestic round-trip economy travel on Delta. Taxes and fees apply. The companion's ticket is covered when flying with the primary cardholder on the same reservation. Ticket value varies by route and travel dates. On popular domestic routes, this certificate can be worth several hundred dollars. Taxes and fees are the cardholder's responsibility. Verify eligible routes, booking requirements, certificate expiration, and blackout restrictions with American Express and Delta before relying on this benefit.
First checked bag free Primary cardholder and up to 8 companions on the same reservation receive the first checked bag free on any Delta flight. Same benefit as the Gold card. Value is highest when multiple travelers check bags on Delta flights.
20% inflight savings Save 20% on eligible inflight purchases including food, beverages, and audio headsets on Delta flights. Savings are reflected as statement credits. Useful for travelers who regularly purchase inflight items. Not all inflight items may qualify.
15% Award Booking discount 15% off the mileage price of Award Bookings made on delta.com or the Fly Delta app with your SkyMiles account. Offer subject to change — verify current terms with Delta and Amex. Reduces the SkyMiles cost of eligible award bookings. Verify current terms and eligible booking paths with Delta.
Global Entry or TSA PreCheck credit Up to $100 reimbursement for Global Entry or TSA PreCheck application fee, once every 4.5 years. Global Entry ($100) includes TSA PreCheck. Verify current reimbursement procedures and eligible application types with American Express before applying for either program.
$2,500 MQD Headstart Earn $2,500 Medallion Qualification Dollars toward Delta Medallion status each year. Same Headstart amount as the Gold card. Provides a running start toward Delta Silver, Gold, Platinum, or Diamond Medallion status. Verify Medallion qualification thresholds with Delta.
No foreign transaction fees No foreign transaction fees on eligible purchases made abroad. Verify current fee schedule with American Express.

What is not included

The Delta SkyMiles Platinum does not include Delta Sky Club lounge access or Centurion Lounge access. Lounge access is a feature of the Delta SkyMiles Reserve card. The Platinum companion certificate is for domestic economy only — it does not include First Class or Comfort+ upgrade eligibility (that benefit is on the Reserve).

Companion certificate: how to think about it

Best case

A domestic round-trip companion ticket can be worth several hundred dollars on popular routes. If you regularly travel with a companion on Delta once per year, the certificate's value can exceed the annual fee difference between the Gold and Platinum.

Limitations

The certificate is for economy travel only. Taxes and fees (including government taxes and carrier-imposed fees) apply and are the cardholder's cost. The certificate may have route restrictions, blackout dates, or expiration windows. Verify all terms with American Express and Delta before attempting to use the certificate.

Booking mechanics

The companion certificate must be used when booking through Delta's channels — verify exact booking instructions with American Express and Delta when the certificate is issued. Planning is required; last-minute attempts to use a certificate may face availability constraints.

Fit checklist

  • You travel domestically on Delta with a companion at least once per year and can use the annual companion certificate.
  • Your spending is concentrated in Delta purchases and hotel stays where the 3x rate applies.
  • You have not yet used a Global Entry or TSA PreCheck credit in the past 4.5 years and want to offset that application fee.
  • You want SkyMiles rather than a transferable points currency and fly Delta regularly.
  • You do not need Delta Sky Club or Centurion Lounge access — those benefits are on the Reserve.

FAQ

Delta SkyMiles Platinum questions.

What is the annual fee for the Delta SkyMiles Platinum American Express Card?

The Delta SkyMiles Platinum American Express Card has a $350 annual fee. Unlike the Gold card, there is no first-year waiver. Verify current terms with American Express before applying.

How does the annual companion certificate work on the Delta Platinum card?

Each year after your card anniversary, you receive one companion certificate valid for domestic round-trip economy travel on Delta. Taxes and fees apply. The certificate is for a companion's ticket when flying with the primary cardholder on the same Delta flight. Verify certificate terms, eligible routes, blackout dates, and expiration with American Express and Delta before relying on this benefit.

Does the Delta SkyMiles Platinum card include lounge access?

No. The Delta SkyMiles Platinum American Express Card does not include Delta Sky Club lounge access or Centurion Lounge access. Lounge access is a benefit of the Delta SkyMiles Reserve card at a $650 annual fee.

How does the Global Entry or TSA PreCheck credit work on the Delta Platinum card?

The Delta SkyMiles Platinum card reimburses up to $100 for the Global Entry or TSA PreCheck application fee. The credit can be applied once every 4.5 years. Global Entry ($100) includes TSA PreCheck access. Verify current credit terms, eligible application types, and reimbursement procedures with American Express.

What earning rates does the Delta SkyMiles Platinum card offer?

The Delta SkyMiles Platinum American Express Card earns 3x SkyMiles on Delta purchases and hotel stays, 2x at restaurants worldwide and U.S. supermarkets, and 1x on all other eligible purchases. All miles are Delta SkyMiles, not Membership Rewards points.

Sources

Primary pages to verify.